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Underinsured Motorists
Tragically, motorists who are struggling in the aftermath of a serious or fatal accident sometimes fail to take the steps necessary to protect their rights. They accept an insurance company or at-fault motorist’s assertion that insurance coverage was minimal or, worse yet, they decide that pursuing a claim is not worthwhile in cases where little or no insurance coverage exists.
The Denver injury attorneys at The Law Firm of Jeremy Rosenthal believe hiring qualified, aggressive, and experienced legal representation is even more important in instances where an at-fault driver is uninsured or underinsured. Frequently a motorist at fault in a serious or fatal Colorado car accident will attempt to minimize the amount of coverage available in an effort to thwart a potential claim. And, especially in cases of catastrophic accidents, insurance companies have been known to quickly present a check claiming to be the total amount available under the policy in an attempt to minimize the company’s exposure.
Too often, a family overwhelmed in the wake of an accident, will accept payment, sign agreements or make other moves that can severely limit their ability to seek adequate financial compensation.
The Denver car accident attorneys at The Law Firm of Jeremy Rosenthal offer free and confidential appointments to discuss your rights. Please take advantage of it and speak to a qualified Colorado accident lawyer before accepting any payments or signing any documents.
Too often, a family overwhelmed in the wake of an accident, will accept payment, sign agreements or make other moves that can severely limit their ability to seek adequate financial compensation.
The Denver car accident attorneys at The Law Firm of Jeremy Rosenthal offer free and confidential appointments to discuss your rights. Please take advantage of it and speak to a qualified Colorado accident lawyer before accepting any payments or signing any documents.
An experienced injury lawyer can determine all avenues of compensation, including insurance held by the at-fault driver, coverage available on other vehicles in the driver’s household, assets of the at-fault driver, and even coverage available through your own insurance carrier. In some cases, when it is determined that an insurance company acted in bad faith, you may even be entitled to compensation over and above the policy limits.
Colorado law requires that every motorist carry $25,000 worth of bodily injury coverage. As of 2008, this coverage may be stacked. In essence, this means a two-vehicle household, which carries only the minimum coverage under the law, may have $50,000 worth of coverage even if the vehicle involved in the accident only carries coverage in the amount of $25,000.
It is particularly critical to seek the advice of an experienced attorney in the event that you are involved in an accident with a commercial vehicle, including a semi, box truck, bus, or even a pizza-delivery vehicle. Commercial vehicles are usually covered under an umbrella liability policy of the business, which frequently provides several million dollars worth of additional coverage in the event of an accident.
If you are involved in an accident with an uninsured or underinsured vehicle in Denver or the surrounding area, contact The Law Firm of Jeremy Rosenthal today for a free and confidential appointment to discuss your rights.
